SMART → ADVANCE

Get smart about money. Move forward with the right people.

Tell me about your deal

The awkward part is the useful part.

Lead with what you are worried about — the year that looks wrong, the tax debt, the timing, the fact that you have already been knocked back. That is the bit that decides who should be handling this, and it makes for a much better conversation when they call.

Who you are
What you are trying to do

Plain words are fine. You do not need to know what the loan is called.

What has happened so far

A knock-back, a broker who went quiet, a bank that keeps asking for more — all of it helps. If nothing has happened yet, say that.

Before you type anything

  • The connection is encrypted. Look for the padlock in the address bar — everything you type reaches me over HTTPS and nowhere else.
  • Nothing reaches a lender. No application is started and no credit check is run. A broker only ever sees your name after they have agreed they can help.
  • Your details are not sold, shared or added to a list. No lender can pay to be recommended to you, and there is no marketing list to be on.
  • You can have it deleted. Ask and it goes, no reason needed — see the privacy page.

Goes to me, not to a call centre. No application is started, no credit check is run, and nothing with your name on it reaches a broker until one has agreed they can help.